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Private student loans - 12/8/2006
These are loans which are not guaranteed by any governmental agency, and are made to students by banks or finance companies. Advocates of private student loans suggest that they combine the best elements of the different government loans into one: They generally offer higher loan limits than direct-to-student federal loans, ensuring the student is not left with a budget gap. ...
FEDERAL STUDENT LOANS TO PARENTS - 12/8/2006
Usually these are described as PLUS loans (Parent Loans for Undergraduate Students). Unlike loans made to students, parents are able to borrow much more - usually enough to cover any gap in the cost of education. ...
FEDERAL LOANS TO STUDENTS - 12/8/2006
Federal student loans in the United States are authorized under Title IV of the Higher Education Act as amended.
The first type are loans made directly to the student. These loans are available to college and university students and are used to supplement personal and family resources, scholarships, grants and work-study.
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Perkins Loans - 12/8/2006
Perkins Loans are student loans offered by the United States Federal Government to US college students with financial need. They are named after Carl D. Perkins, a member of the U.S. House of Representatives from Kentucky.
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Stafford loan - 12/8/2006
A Stafford loan is a loan product offered to students enrolled in American institutions of higher education to help finance their education. The loans are offered under Title IV of the Higher Education Act of 1965 (with subsequent amendments) and are therefore guaranteed by the U.S. Department of Education either directly or through guarantee agencies.
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Federal Family Education Loan Program - 12/8/2006
The Federal Family Education Loan Program (FFELP) is a United States Department of Education program that provides for private organizations to market, originate, and service federally guaranteed loans, such as Stafford and PLUS loans to students and their parents. ...
College Consolidation Loans - 12/8/2006
College Consolidation Loans offer individuals with student loans the ability to consolidate multiple Stafford and PLUS loans into one loan agreement.
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Peabody Education Fund - 12/8/2006
Founded of necessity due to damages caused largely by the American Civil War, the Peabody Education Fund was established by George Peabody in 1867 for the purpose of promoting "intellectual, moral, and industrial education in the most destitute portion of the Southern States." ...
United States private student loans - 12/8/2006
United States private student loans is a financing option for higher education that can either supplement or replace federally guaranteed loans such as Stafford loans, Perkins loans and PLUS loans. These are unsecured loans with various options for repayment and may offer forebearance and deferral options.
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Disbursement: How the money gets to student or school - 12/8/2006
Federal Direct Student Loans are distributed through a channel that begins with the U.S. Treasury Department, and from there passes through the U.S. Department of Education, then to the college or university and then to the student. ...
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